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Payment Protection Insurance credit card Insurance mortgage insurance Business Bank Charges Debt Help

Can we help with any of our services?

  • payment protection insurance -  We have helped hundreds of clients reclaim ££££`s in missold ppi.

  • debt management plan (DMP) - Try our free financial healthcheck to see if we can reduce your monthly outgoings.

  • personal injury - If you have been injured in the last 3 years & was not your fault, we can put you in touch with our specialist injury solicitors.

Call us now on 0800 043 1914

 

Chargeback claims provide help for individuals and businesses who have mis-sold payment protection insurance (known as PPI) credit card insurance, mortgage insurance (known as MPPI) . We work hard to win ppi compensation for our clients whilst at the same time ensuring that they experience as little inconvenience as possible. What’s better, we operate on a no win no fee basis, so in the extremely unlikely case that we are not successful you do not pay us a penny! 

For those who have any form of mortgage, credit card or loan and are living within the UK, it is vital that you check whether or not you have PPI. You might have never heard of it, but should you have debts then you may very well be paying hundreds of pounds for it. If you signed on for a loan that was “protected” then what that often means is that you are not only repaying your loan, but an additional insurance, referred to as ppi, to the banks. This insurance purports to cover you in the event that if you suffer an accident or injury that inhibits you from repaying your debt, it guarantees to repay monthly payments of the debt, under very strict situations, and in the event that you can not repay it.

Nevertheless, the problem is a growing number of people have been mis sold payment protection insurance. Some people were told that it was required in order for them to be given the loan, while others were simply not told the actual fees. Some people might say that PPI is helpful to have, but there are several problems with this. First of all, PPI claims have some of the lowest payout rates for any kind of insurance; the firms very rarely pay when people thought they would. Secondly, many policies only cover you for a period of twelve months, causing you to be high and dry when this coverage runs out.

Due to all of this, a lot of people have  a valid ppi reclaim in that their insurance was sold to them under false pretenses and have attempted to reclaim missold ppi , with great success in many cases. The FSA or Financial Services Authority in the UK has been fining many high-street companies within the premise that they have been ppi misselling and thus have set a precedent for claims to be refunded. The danger to the companies and banks is the fact that, should they choose to not withhold someone’s ppi refund, they stand the risk of being fined by their regulators (FSA).

As a result some banks and lenders are presently quietly paying off folks who claim that their PPI policy was sold to them unfairly. You can speak with your bank or lender yourself or speak to a claims company who will do the same for you for a fee. Attempt to have all of your information ready, and remember what the loan broker mentioned at the point which you purchased the service – did they make any promises that they should not have, or make out you had a better chance obtaining the loan/finance with PPI,and did they make the expense clear? If not, then to reclaim missold ppi back may be a possibility.

debt solutions

Struggling with debt in the current financial climate? Try our free financial healthcheck. Would you benefit from a debt management plan (DMP) or an individual voluntary arrangement (IVA)?

personal injury 

Injury claims can be varied depending on your injury - from injuries sustained at work, on the road or in the street. Fill in the call me back from on the right to find out how Chargeback Claims can help with your personal injury claim at no cost today. Alternatively, click here to email details of your claim or call us on 0800 043 1914. 

So what are you waiting for? You literally have nothing to lose. Even the phone call is free!

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what our customers are saying...

“ I didn’t have to pay a single penny upfront and I got my money back within 8 weeks. What more could I ask for? A superb service. ” Mr M Stallard, Bingley
“ Chargeback have been absolutely brilliant. Without them my wife and I would have let the banks get away with it. We just gave Chargeback a few details and they did the rest. ” Mr M Burchell, Crawley
“ Just to say I am very satisfied with all aspects of my claim and would not hesitate to recommend your company to others. If anyone asks, yours will be the first firm I mention. ” Mrs N Phelan, Bradford
“ Thank you for all your help and advice throughout my claim. Your service was excellent and things went much smoother than I thought they would. ” Mr G Breslin, Derry
“ I have already recommended you to all my family and friends. Everything was conducted professionally and quickly, thanks again. ” Mrs E Davison, Halifax
“ Chargeback reclaimed £18,990 worth of bank charges on my business account. The service was very straight forward and they took away all the hassle from claiming. ” Mr R Green, Sheffield
“ I would recommend this firm to anyone, it is a first class service. Thank you for all your help. ” Mr A Todd, Leeds
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